Compherensive health insurance for foreigners

Free online medical consulting

The insurance offer will be prepared by an insurance intermediary, České pojištění a.s., and the person interested in the insurance will be redirected to the arrangement tool of this insurance intermediary for this purpose.
If the person interested in the insurance does not agree with the redirection, they can conclude the contract through the Slavia pojišťovna a.s. branch network, for example.

Insurance for foreigners at Slavia pojišťovna

  • Health insurance for foreigners covers the costs of treatment in case of sudden illness or accident.
  • Easy to take out online, completely paperless, the contract arises by paying the premium.
  • The Comprehensive Health Insurance for Foreigners Insurance Contract is a certificate of travel health insurance for foreigners during a stay of over 90 days pursuant to Act No. 326/1999 Sb., on the Stay of Foreign Nationals in the Czech Republic, as amended
  • The product serves as a basis for applying for a visa or applying for a long-term stay over 90 days.


WHAT IS INCLUDED IN HEALTH INSURANCE FOR FOREIGNERS?

  • Outpatient care
  • Treatment in hospital
  • Costs of comprehensive health care and transport of the Insured
  • Repatriation or transport of remains to the home country
  • Urgent dental treatment and costs of dental care of the Insured
  • Costs of outpatient prescription medication for the Insured
  • Costs for all routine checkups and vaccinations of children according to the Czech vaccination calendar
  • Costs of necessary and urgent care outside the Czech Republic (Schengen Area)
  • Related assistance services

Comprehensive Health Insurance for Foreigners
versus
Necessary and Urgent Care Health Insurance

Scope of insurance
Comprehensive health insurance for foreigners
  • Comprehensive Health Insurance for Foreigners has the scope of extended health care beyond necessary and urgent health care.

  • covers necessary and urgent health care in case of sudden illness or accident in the Schengen Area

  • repatriation or transport of the corpse of the Insured to the home country included

  • possibility of supplementary civil liability insurance

  • liability limits: damage to health CZK 1,000,000 | damage to things CZK 500,000 | subsequent financial damage CZK 250,000

Limits

Health care and transport                        | CZK 10,000,000 (min €400,000)
Dental care                                                  | CZK 15,000
Outpatient prescription medications      | CZK 10,000

Model case

The client has a fever and severe sore throat. He will call the assistance service and contact the doctor recommended by the AS operator.
Based on the type of the client’s insurance, he will be reimbursed for the following care:
The first visit to the doctor and the medicines prescribed by the doctor will be reimbursed on the basis of a document from the pharmacy in the amount corresponding to the reimbursement from the public health insurance. All follow-up check-ups associated with this disease will also be covered.

Scope of insurance
Necessary and urgent health care insurance
  • covers the costs associated with an acute medical intervention
  • in the case of a Schengen type contract, the insurance also covers the necessary and urgent care in the Schengen Area
  • applies to medications prescribed by a doctor and to acute dental treatment
  • the health condition of the Insured is not examined before the conclusion of the contract
  • student discount program

Limits

Health care and transport                         | CZK 1,600,000 (min €60,000)
Dental care                                                   | CZK 3,000
Outpatient prescription medications      | CZK 3,000

 

Model case

The client has a fever and severe sore throat. He will call the assistance service and contact the doctor recommended by the AS operator.
Based on the type of the client’s insurance, he will be reimbursed for the following care:
The first visit to the doctor and the medicines prescribed by the doctor will be reimbursed on the basis of a document from the pharmacy in the amount corresponding to the reimbursement from the public health insurance. Subsequent check-ups at the doctor are not covered.

Contracted hospitals

Clients may prefer to use contracted hospitals (see the current list), which bill Slavia pojišťovna for the necessary and urgent health care within the scope of the insurance conditions. Thus, clients do not have to pay the costs and only demand insurance benefits from the insurance company afterwards.

Free online medical consulting – policy verification

Ask a doctor without waiting in a waiting room, complicated phone calls, and a language barrier. A doctor will answer you in English within 12 hours. Our nice nurses will gladly make you a doctor’s appointment wherever in the Czech Republic.

We’ll make it easier for you to receive medical care from doctors in the Czech republic. Just enter your policy number and date of birth. All for free through uLékaře.cz.

More information here.

Use the service here.

Assistance service

If necessary, the client can ask for help at +420 255 790 262. The assistance service is available to clients 24 hours a day, 365 days a year. The assistance service call centre operators speak Czech, Slovak, English, German, Russian, Ukrainian and Vietnamese. They will help clients find the nearest contracted health care facility of our insurance company, they will also help in case of language problems during communication or organize repatriation.

Public promise of health care reimbursement provided to foreigners insured with Slavia pojišťovna

Slavia pojišťovna insures foreigners in case of acute and urgent medical care in the Czech Republic. Health insurance for foreigners of Slavia pojišťovna is recognized by the Czech authorities, including the Police of the Czech Republic. The insurance meets the conditions of Act No 326/1999 Coll., on the residence of foreign nationals in the Czech Republic, as amended.

For the purpose of identification, when providing necessary and urgent health care, our contractual insured persons are provided with an ‘Insurance Card’, with which the foreigner proves that they have taken out health insurance for foreigners with Slavia pojišťovna.  

Slavia pojišťovna a.s. undertakes to reimburse the health care facility in the Czech Republic for the insured to the extent stipulated in the insurance contract and the general insurance terms and conditions for the necessary and urgent outpatient and hospital health care provided to the insured at the prices valid for health care invoicing in the Czech health insurance system.

Note
If medical treatment at the urgent admission of the University Hospital Motol is unjustified, a fee of CZK 5,000 will be charged by the hospital, which is not covered by the insurance. See Urgent admission at Motol (in Czech)

Verification of insurance validity

To verify the participation of the treated foreigner in this commercial health insurance for foreigners, Slavia pojišťovna can be contacted on working days from 8 AM to 4 PM at +420 255 790 111 or by email at provoz@slavia-pojistovna.cz, unless otherwise stated on the insurance card of the insured.

Outside the stated hours, the insurance validity can be verified via the Global Assistance service at +420 255 790 262.

Immediate assistance and Assistance Services

In case of accident and breakdown in the Czech Republic and abroad

24/7 assistance service: +420 255 790 262

in Czech, Slovak, English, German, Russian, Ukrainian, Vietnamese

Verification of insurance validity Mon – Fri 8 AM – 4 PM +420 255 790 111
Outside weekdays and working hours: +420 255 790 262

Or by email: provoz@slavia-pojistovna.cz

DAMAGE OCCURRED, WHAT NOW?

What to do in case of damage

List of contracted health care facilities

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We will do everything for you.
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